Choose:
3 investment opportunities present themselves, where do you
place your 100.000 ? The following stories you receive from
the people who want to receive your investment.
A. Hello financier, I want to tap into the labor market
for seamstresses, because they live under hard conditions
and need money. They will want to work for almost any
wage, and the work will provide them with income they
need. I will make sure they work as hard as they can,
you and me will split the profits ! I am man enough to
fire seamstresses that are lazy.
B. Hello financier, I want to start a logging company with
a group of friends. There is a lot of wood here and the
market looks good, what do you say ? We want to set up
the company so that we own it, new staff will then become
our employees. We could split the profit after we deducted
our own wages, as to be negotiated.
C. Hello financier, I want to set up an animal farm, where
people can work who have diminished abilities. I believe
in making the world a better place for everyone and therefore
I want to treat my colleagues with the utmost respect, and
that means I will set up the company as a true cooperative.
Your choice:
A
B
C
Great, thanks.
I have found 30 seamstresses that want to work for 5,- units an
hour, which means that after 10 hours of work they should be able
to feed themselves. The trousers they make I can sell for 200,- per
unit, buying the cloth costs me 30,- machines and building would
cost me another 70,- per sold unit. It takes a seamstress 1 hour
to make one trousers. The cost per trouser is therefore 105,- and
the profit is 95,- after costs + wages deduction.
This should mean 47,50 for me per worked hour of the seamstresses,
and 47,50 for you per worked hour, 5,- for the seamstresses. What
a deal ! Who can resist that kind of margins ! Let's celebrate,
my treat !
... one year passes ... (next)
Great, thanks.
We have bought the stuff we need and are already busy with the timber.
We have hired some additional help, whom we pay 45,- units per hour,
which means after 8 hours per day they should be able to live normally.
The logs can be sold at 200,- per 10, maintenance on the machines and
building rent would cost roughly 100,- per 10 logs. It takes 1 hour
to cut and process for shipping 10 logs. We have hired 50% more helpers
(that is 15 men at 40,-/hour,) on average the cost for their logs is 145,-
if a helper did it. We want 95,- an hour so the average cost for 10
logs is ( 195,- + 145,- ) / 2 = 170,- because we work on as many logs
as our helpers. The profit per 10 logs is therefore about 30,- after
costs + wages deductions.
This should mean 15,- per worked hour for you the financier, 15,-
for us together at 15,- / 15 = 1,- each for all worked hours by us
or our helpers, besides our wages at 95,- for each their own worked
hours, and 45,- for the helpers.
... one year passes ... (next)
Great, thanks.
We have bought the animals we need, maintenance is costing us 100,-
We never compute any wages because we simply split the income among
all workers according to hours worked at medium intensity. People
come in to pet our animals and we sell them tea and coffee. From this
our revenue is about 200,- per hour, which leaves 100,- to be divided
between us and you, our financier. We have decided that, since you
don't do any work, that repaying the loan + 5% should be enough, do
you agree ? But you take some risk so we want to make good on that.
The less money we lose from financing, the more stable our business
will be, and with that the repayment of our loan. We have already
decided this, nobody wants to pay more or else it is not a deal.
We have decided to dedicate 5,- per worked hour to repaying the debt.
This should mean we each get 95,- per worked hour, and you the financier
gets 5,-, until the loan is re-payed plus 5%. We work, you don't, so
it is a sweet deal, let's celebrate !
... one year passes ... (next)
Business is going well, we sold 10,000 trousers, taking 1 hour to make.
Sold at 200,- = total turnover: 2,000,000,-
10,000 * 47,50 for you = 475,000,- You have made a big profit !
475,000,- for me. We each have made a huge 375% profit !!!
... a problem: bad summer ... (next)
Business is going well, we sold 10,000 10 log bundles, taking 1 hour to make.
Sold at 200,- = total turnover: 2,000,000,-
10,000 * 15,- = 150,000,- for you You have made a 50% profit !
150,000,- for us besides wages, split between the 15 of us: 10,000,- each.
... a problem: bad summer ... (next)
Business is going well, we had 10,000 people petting animals and
drinking refreshments, causing us per visitor 1 hour of work in all.
Sold at 200,- = total turnover: 2,000,000,-
10,000 * 5,- = 50,000,- for you Still 50,000,- to pay down.
For us 0,- in additional profits, but of course we had 95,- an hour in wages.
Everyone, none included.
... a problem: bad summer ... (next)
Do you want to invest some more money in this business ?
You have the money to invest in 3 more such businesses, you have
your original 100,000,- back, and you can still take 75,000,- in
profits. What a sweet deal ! Of course you want to go investing
like that. Who cares for those seamstresses ... nobody ! They
must like it or they wouldn't do it, right ?
(end)
You have chosen to be an evil investor, and therefore you became rich.
Rich enough to continue on investing, grow bigger and abuse more people.
Go to conclusion.
Do you want to invest some more money in this business ?
You have your investment back plus 50,000,- in profits. Your call
as what to do next ...
(end)
You have chosen to be a medium evil/good investor, you didn't got too
rich or lost too much money, either of which might still happen next.
Go to conclusion.
Do you want to invest some more money in this business ?
Well ... you've run up a 50,000,- loss so far, but maybe you will
be able to recover that if the business makes it with that additional
credit.
(end)
You have chosen to be a moral investor, as a consequence you did not
squeeze money out of workers and allowed them self respect, that meant
the return on your investment was low. If it goes on like this you
might not be an investor for long.
Go to conclusion.
|
Conclusion:
B |
Theory:
./aksie/newretailbanking.txt
./democracy.html
./constitution-short.html
Action:
./aksie/reboot-with-banks.txt
./aksie/virtual-reboot-sim.txt
http://www.socialism.nl/fund/een Set up social investment funds to stimulate
immediate improvements.
Wider action:
http://www.socialism.nl/petition Sign petition.
http://www.socialism.nl/party/nl/david-we Taking over the due political process.
./revolution.html If an elite minority resists succesfully: forced revolution.
Did I get the math right ... ? Hope so.